LM-17 mass action apparently did take place today -- for _credit cards_???

The timing on this looks a bit stupid.  I'd think it would be an action which would take place after the first of the month (as a natural "feature" of the monthly fee/registration server process)...

After I posted what amounted to a "WTF?" post (I was not involved with this, but puzzled by what did happen...), I go on to BluGartr to see if they came up with anything.

Apparently, Square-Enix must've done a massive examination of their credit card files and basically LM-17'd everyone who either has had excessive charge-backs or the like...

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I can understand having a policy in place if you believe that there is reason to believe that a monthly fee payment will be refused by the player's card's bank.

(I can also understand a lot of extra scrutiny when most of the players are effectively paying triple fees this month (Monthly, ACP, Security Token/Mog Satchel).

But an LM-17, especially with how that has been drawn as misconduct?  (I guess you could say not having a valid card is misconduct, but...)

So that's why they are open extra time, to help players resolve this to get back in the game.

ON EDIT:

It sounds as if there has been significant credit-card related misconduct by players or others using unauthorized cards.

Sounds like Square-Enix has been getting bitten by quite a few chargebacks by people stealing others' credit cards or something -- heck, if they're stealing the gear from Square-Enix, why not just steal some poor schmuck's credit card and commit credit card fraud to be able to play??

But I reiterate what I said above:  I think a different "code" needs to be made for that -- an LM-17 implies a misconduct ban.  This should be closer to the non-payment codes or something.